Guidon

Where are you right now?

Know what your service is really worth.

Your LES shows the pieces. Guidon adds them up: basic pay, housing, food, special pay, taxes, and what a civilian job would have to pay to match it.

Nothing you type here is stored or sent anywhere. The math runs on your phone.

a year, before taxes, everything included

Monthly gross
Take-home estimate
Tax-free, monthly
Civilian job would need to pay
Basic pay
BAH
BAS
Federal income tax, est.
Social Security and Medicare

GUIDON+ PREVIEW

See what changes next

Full what-if planning, promotions, PCS, deployments, reenlistment, getting out, comes to the pilot group first. Join the pilot.

2026 basic pay (3.8% raise, Jan 1), 2026 BAH by Washington housing area, 2026 BAS. Taxes use 2026 federal brackets and the standard deduction, single or married filing jointly by your dependents answer, before credits, SGLI, TSP, or allotments. State tax is a flat estimate. Your LES is the number that counts.

Common in your chapter

What people serving now are handling this month.

Check a loan before you sign itThe Military Lending Act caps what you can be charged. See in ten seconds whether an offer is over the line.Open the checker

Does the contract say any of these?

Nothing you type here is stored or sent anywhere. The math runs on your phone.

true APR, including fees

Your cap under the MLA36%
Total you'd pay back
Cost of borrowing

  1. 1Enter the numbers from the offer.
  2. 2See the real rate with fees folded in.
  3. 3Walk away, or talk to a free counselor on base.
Know the 36% ruleThe one number that makes most lenders near base legal or not.About 4 min
Cap old debt at 6% under SCRAAnything you owed before you shipped can be capped. One letter to the lender.Guided flow coming to the pilot
Get the full TSP matchUnder BRS you leave money on the table below 5%. Fix it in myPay in five minutes.Guided flow coming to the pilot

Lock in your dates before your DD214 does.

The last 180 days set up the next 20 years. A few things are worth doing in order, and most people find out about them late.

Common in your chapter

What people getting out are handling this month.

File an intent to fileLocks your claim date now, even if the paperwork comes later. Back pay runs from this day.About 10 min
Estimate your ratingVA math isn't addition. See the combined number and what it pays before the letter comes.About 5 min
Decide what to do with your TSPLeave it, roll it, or cash out. Two of those are fine.About 15 min

The full getting-out checklist is coming to the pilot group first. Join the pilot.

Know your rating before the VA tells you.

VA math isn't addition. Enter each rated condition and see the combined rating, the bilateral factor, and what it pays in 2026 with your dependents.

Dependents

Dependents change pay only at 30% and above.

combined rating, rounded the way the VA rounds

Before rounding
Next tier
Monthly pay, 2026
Per year, tax-free

Rates effective Dec 1, 2025 (2.8% COLA). Combined under 38 CFR §4.25, bilateral under §4.26. An estimate; your award letter is the number that counts.

Common in your chapter

What veterans are handling this month.

Why your rating isn't what you thinkHow the VA combines conditions, and why 50 plus 30 isn't 80.About 4 min
Get your VA home loan certificateCertificate of eligibility. Worth having before you shop, not after.About 5 min
Claim your state benefitsWashington has property tax relief, free parks, and tuition waivers that don't come from the VA.Checkup coming to the pilot

The benefits are yours too.

Spouses, kids, and survivors carry most of the paperwork and get the least of the guidance. Guidon is built for you as much as for the person who served.

Common in your chapter

What families are handling this month.

See what dependents add to the ratingA spouse and kids change VA pay at 30% and above. Run the numbers.About 5 min
Check SCRA protections for spousesLease breaks, interest caps, and eviction limits reach the household, not just the service member.About 10 min
Keep DEERS currentA stale record quietly breaks TRICARE, ID cards, and survivor benefits.Guided flow coming to the pilot

Family and survivor tools are coming to the pilot group first. Join the pilot.

Find what you haven't claimed

Most people leave benefits on the table because nobody told them they qualified. A short checkup that lists what's likely yours, in plain language, is coming to the pilot group first. Join the pilot to get it before anyone else.

Worth reading

Why your VA rating isn't what you think it isCombined ratings, the bilateral factor, and the rounding rule.About 4 min The 36% rule every service member should knowWhat the Military Lending Act caps, what it bans, and how to check an offer.About 4 min

Pacific Northwest first

Guidon is being built in Seattle by a Marine veteran who was once young, broke, and signing paperwork he didn't understand. The first release is for people at JBLM, Kitsap, Everett, and the veterans around them. Join the pilot and help shape it.

Your VA and bank data stay yours. Guidon never sells it, and the calculators above never leave your phone. How data sharing works

One email when it's ready. Nothing else.